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Home Insurance

Home Insurance In Indiana

Home insurance is a necessity, not a luxury. If you reside in the state of Indiana, we offer many options to protect your home and your personal belongings here at American Business Insurance. Home insurance is vital because it protects your home against theft, damage, and others.

Home Insurance Requirements

There are no laws in Indiana that require homeowners to obtain insurance. However, mortgage lenders do have the right to make home insurance mandatory.

Sometimes the mortgage company may not even make a loan or finance any real estate without proof of insurance. This is why it is so important to have.

Home Insurance Coverage

You’d be surprised at the many options you have to protect your home. You can customize your policy to your liking. You can choose from any of the following coverage options:

  • Dwelling- The structure of your home, including the walls and roof, is protected under this coverage.
  • Liability- This protects you if a person files a lawsuit against you after being injured while on your property. This also protects you if you cause damage to someone else’s property.
  • Personal property- Protect your belongings inside your homes, such as furniture and even clothing, regardless of whether it is stolen or damaged.
  • Guest medical protection- This will cover another person’s medical expenses if they are injured while on your property.
  • Other structures- This protects all other buildings on your property but not permanently attached to your home, including fences, sheds, and unattached garages.
  • Additional living expenses- If your home becomes uninhabitable after a covered loss, this will pay for a hotel and other costs.


If you need a quote for home insurance, please give us a call, or visit our American Business Insurance office. We serve all residents in the state of Indiana.

While our office is located in Indiana, we serve all across the United States

Our Insurance Services

When it comes to insurance, we strive to provide the best. We can help you get the following coverages:

Partner Carriers

  • AIG
  • Allstate
  • Berkshire Hathaway
  • Foremost
  • Hagerty
  • Hartford
  • Indiana Farmers Mutual
  • Kemper
  • Liberty Mutual
  • Nationwide
  • Pekin Insurance
  • Progressive
  • State Auto
  • Travelers