Variable
Life
This type of insurance
is offered via a prospectus and provides death
benefits and cash values that vary with the performance
of a portfolio of underlying investment options.
You can allocate your premiums among a variety
of investment options offering different degrees
of risk and reward: stocks, bonds, combinations
of both, or a fixed account that guarantees interest
and principal. This type of insurance is for people
who are willing to assume investment risk to try
to achieve greater returns. With variable life
you're shifting much of the investment risk from
the insurance company to yourself. Good investment
performance would provide the potential for higher
cash values and ultimate death benefits. If the
specified investments perform poorly, cash values
and death benefits would drop accordingly.
While some people like
the predictability of fixed premiums, others prefer
adjustable premiums because they like having the
option to make higher premium payments when they
have extra cash on hand or lower ones when money
is tight. If you find this kind of flexibility
appealing, you may want to consider:
Click
Here for a Quote
Check
out these other life insurance coverages that
we offer!
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