What
makes an American Business Insurance policy better?
American Business Insurance isn't
the only company selling mobile home insurance
today. That's why we're committed to doing a better
job than the competition: Better products. Better
service. Better claims handling. Easier processing.
It all starts with our policy.
Our companies are constantly refining our policy
to give your customers more of the specialized
coverages they need in the real world.
Key advantages of an American
Business Insurance policy
Let's face it: Most insurance
policies share a common core of coverages, such
as fire, vandalism and explosion. Our improved
mobile home policy goes far beyond that common
core to give your customers more security in an
uncertain world. Here are some key advantages
of a Foremost mobile home policy today:
Comprehensive Coverage
on the Dwelling and Personal Property
- American Business Insurance covers all causes
of damage and loss unless they're specifically
excluded in our policy. Is this better than the
typical "named peril" policy? You bet.
But it's also better than most comprehensive mobile
home policies on the market today. They usually
don't include comprehensive coverage on personal
property. That's a big plus you will appreciate
at claim time.
Agreed Loss Provision
- If you suffer a total loss on the mobile home,
we'll pay the full amount of insurance shown on
the policy's Declarations Page, less any applicable
deductible. And if your customer has purchased
replacement cost coverage, the company will pay
up to 120% of the amount of insurance if the home
is replaced on the same premises with another
mobile home of like kind and quality.
No Limits on Age or Value
- Many insurance companies have strict limits
on the age or value of the mobile homes they insure.
Not American Business Insurance's companies. We
insure mobile homes and manufactured homes of
any age, any size, any value and any make - from
brand new multi-sectionals to old single-wides,
and everything in between.
Specialized Coverages
- We give you a wide range of specialized coverages
for added security. Examples include coverage
for food spoilage, golf carts and emergency removal
service. We also cover mobile home structural
features such as tie-downs, mounting blocks, car
ports and much more. What's more, our policy has
no special limits for computers, oriental rugs,
antiques, heirlooms or satellite dishes.
Higher Limits on Valuable
Personal Property - Many mobile home
owners keep guns, jewelry, collectibles and other
valuable items. We offer higher limits on a wide
variety of personal property to give them the
coverage they need.
Worldwide Coverage on
Personal Property - Your personal property
is covered everywhere in the world with almost
no restrictions. That means greater peace of mind
when the property is taken off premises.
Additional Coverage
for Debris Removal - Our companies will
pay a very generous amount to remove debris from
your property after an insured loss. Many companies
don't offer this high level of coverage.
Trees, Shrubs,
Plants and Lawns - Our companies will
pay to replace your customer's damaged lawn and
garden plants, up to a generous limit listed in
your policy. This valuable coverage can save you
thousands of dollars in unexpected costs.
Click
Here for a Quote
Check
out these other valuable personal coverages that
we offer!
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