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      Group Benefits

 

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Group Life Insurance

Let your employees know how valuable they are. Provide your employees with benifits that they will want when needed the most.

Most group life insurance plans can be added to your employee benefits with no added cost to the employee or employer. Give us a call today and protect your employees' families with up to $250,000 of group life insurance today.

Basic financial protection for families, Group Life is available for employees, spouses, dependent children, and retirees. Employers can choose plan designs, coverage amounts, and other details.

During enrollment periods, all plans offer levels of coverage that are "guaranteed" without having to show proof of good health or a medical exam.

Quality-of-life features make it easier for people to cope with the variety of unexpected situations they may face:

  • Financial Planning Services — for beneficiaries
  • Beneficiary Assist® — A claim service is included with all life and accident plan that combines grief, financial and legal counseling.
  • Living Benefit Option — employees who become terminally ill can receive a portion of their life insurance benefits to help cover the cost of living with a serious illness
  • Safe Haven® Accounts — death benefits are paid to interest-bearing checking accounts set up in beneficiaries' names
  • Travel Assistance Program - provides emergency medical assistance and other travel services

More features that add protection:

  • Portability — employees can take their coverage (and their families') with them if they change jobs
  • Waiver of Premium — employees who become totally disabled pay no premiums for their Group Life coverage, with various waiver options available if the disability occurs on or after age 60

 

 

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