You
Can't Have Doubts About Your Group Medical Coverage.
You have to be absolutely
confident that your medical insurance plan will
do what it's supposed to di if a covered employee
or dependent gets sick or hurt and needs treatment.
You simply can't afford
an unpleasant surprise at claim time. With all
the responsiblities of managing your business,
you don't need any additional worries or problems.
Your and your employees
deserve the peace of mind that comes from having
quality medical insurance. After all, peace of
mind is the reason you buy insurance. Its truly
priceless. But that doesn't mean that you have
to drain your bank account in order to obtain
it.
Now, you can have
an economical, top-quality, custom-designed small
group medical insurance plan from world class
insurers. You get all that when you select a group
health policy from American Business Insurance.
American Business
Insurance offers extensive coverage.
- A dependable base of inpatient
and outpatient benefits, including wellness
service
- A variety of optional medical
benefits to custom-tailor your plan
- A chance to offer your employees
as many as four different plans
- A choice of life, dental and
short term disability insurance to round out
your benefits package.
American Business Insurance
delievers exceptional value.
- The Flexibility to structure
your medical insurance program to meet the exact
needs of your group
- The opportunity to save money
by selecting a higher deductble,lower benefit
percentage and higher out-of-pocket limit.
- The abbility to provide richer
benefits so you can compete with larger businesses
for key employees
American Business Insurance
provides peace of mind.
- The confidence that comes
from dealing with an industry leader.
- The experience of a insurance
company that has sold and serviced health insurance
plans for over 110 years - Time Insurance
- The stability of a health
insurer rated Excellent (A-) by A.M. Best Company
Plan Types
PPO Copay Plans - feature
physician and hospital networks. A covered person
pays only the selected copay amount for each covered
visit to a physician's office, urgent care center
or non-surgical outpatient facility.
PPO Plans - feature
physicians and hospital networkds but do not include
an office visit copay. They are genereally more
economical than PPO copay plans.
Hospital-Only PPO Plans
- offers hospital networks but not physician
networks. They are a good choice where there is
no local physician network or if the local physician
network does not meet your employees' needs.
Traditional Indemnity
Plans - are best suited for those who
live and work outside a PPO network area. Plans
are subject to usual and customary charges.
HSA/HRA Plans - are
high deductible plans specially designed to work
with recent, federally authorized financing programs,
know as Health Savings Accounts and Health Reimbursement
Arrangements. Contact us for more information.
Healthy Edge Plans -
are PPO Copay plans specially designed
and priced for healthier groups that anticipate
lower utilization of healthcare services.
Group Dental - With
our dental plans you will see significant premium
savings, when you use network providers.
Click
Here for a Quote
Check
out these other valuable commercial coverages
that we offer!
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