Your
Most Valuable Asset is You!
When most people
think about insuring their valuables, they think
about their car or their home. But your most valuable
asset is actually your ability to earn a living.
Insuring your livelihood is more important than
insuring your possessions, and that’s what
disability income insurance does: it provides
you and your family with an income if you’re
too sick or injured to work.
Explore this section to
learn more about disability coverage, including
the different types of policies. An insurance
needs calculator can help you determine if you
should consider buying an individual disability
insurance policy
Who Needs It?
Ask most people to think about
their most valuable asset, and they'll mention
their home, their car, their jewelry, or other
possessions. But for most of us, our most valuable
possession isn't anything of those things
it's our ability to earn a living. And just as
you would insure your car, your home, and other
valuable possessions, you need to insure yourself
in case you are no longer able to work. That's
what disability income insurance does it
provides a source of replacement income if you're
unable to work due to an illness or accident.
If becoming disabled may seem
unlikely, the odds may surprise you. Nearly 1
in 5 Americans will become disabled for 1 year
or more before the age of 65.
The other thing to keep
in mind is that an accident or illness that keeps
you out of work for a period of time can be very
costly. That's because people who become disabled
not only need to continue providing for loved
ones, but for themselves as well. A disabling
injury or illness could lead to medical bills,
modifications to your car or home, or other unforeseen
needs that can be quite expensive. For all these
reasons, almost anyone who works whether
they're single, married, with children or without
should consider disability income insurance.
How Much Do I Need
Disability can be a very confusing
policy to determine how much you need. Give us
a call, e-mail, or quote request and we will be
able to go through a calculation with you to determine
how much disability insurance that you will need.
Click
Here for a Quote
Check
out these other valuable personal coverages that
we offer!
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