Any business in Greenwood, IN, can benefit from liability insurance. If your company has commercial general liability insurance, the word "general" might seem to suggest that it covers all types of liability. However, there are a number of exceptions, including most automobile-related losses. You’ll need a different type of policy if your business uses any commercial vehicles.

Automotive Liability Coverage

You can insure your company’s cars, trucks, or vans by obtaining a commercial auto liability policy. Like car liability insurance for individuals, it typically covers damage or injuries suffered by another person and caused by your vehicle. On the other hand, a liability policy doesn’t cover your repairs or other losses related to a collision.

Indiana state law requires all motorists to have liability insurance, and the coverage needs to meet certain standards. The Bureau of Motor Vehicles requests proof of insurance whenever a driver commits a significant traffic violation or becomes involved in an accident. The BMV can always ask for this documentation even if none of these things happen.

General Liability Insurance

So, what does commercial general liability insurance cover? It often offers protection when businesses harm someone’s assets, health, or reputation. A commercial package policy or business owner’s policy typically includes general liability, among other types of insurance. It’s also available separately. You can increase your general and automotive liability coverage by acquiring commercial umbrella insurance.

American Business Insurance offers all of these coverage options. We partner with many insurers to help your company find affordable yet comprehensive coverage. Our independent agency has more than six decades of experience in this industry. To learn more or request a quote, please call the American Business Insurance office in Greenwood, IN at 317-888-7283.

Any business in Greenwood, IN, can benefit from liability insurance. If your company has commercial general liability insurance, the word "general" might seem to suggest that it covers all types of liability. However, there are a number of exceptions, including most automobile-related losses. You’ll need a different type of policy if your business uses any commercial vehicles.

Automotive Liability Coverage

You can insure your company’s cars, trucks, or vans by obtaining a commercial auto liability policy. Like car liability insurance for individuals, it typically covers damage or injuries suffered by another person and caused by your vehicle. On the other hand, a liability policy doesn’t cover your repairs or other losses related to a collision.

Indiana state law requires all motorists to have liability insurance, and the coverage needs to meet certain standards. The Bureau of Motor Vehicles requests proof of insurance whenever a driver commits a significant traffic violation or becomes involved in an accident. The BMV can always ask for this documentation even if none of these things happen.

General Liability Insurance

So, what does commercial general liability insurance cover? It often offers protection when businesses harm someone’s assets, health, or reputation. A commercial package policy or business owner’s policy typically includes general liability, among other types of insurance. It’s also available separately. You can increase your general and automotive liability coverage by acquiring commercial umbrella insurance.

American Business Insurance offers all of these coverage options. We partner with many insurers to help your company find affordable yet comprehensive coverage. Our independent agency has more than six decades of experience in this industry. To learn more or request a quote, please call the American Business Insurance office in Greenwood, IN at 317-888-7283.

Preparing Your Home’s Exterior for Spring and Summer in Greenwood, IN

With the weather improving in the Greenwood, IN area, it’s time to enjoy fresher air and longer days outdoors. As you warm up to the coming spring and summer months, there are a few tips you should consider to spruce up your home’s exterior.

1. Conduct a Thorough Gutter Cleaning

First, perform a thorough clean-up of your home’s gutters. They often trap debris during the winter months, which can lead to mildew. Accumulated debris can add significant weight to your gutters, endangering their stability. Utilize this cleaning activity to inspect your roof for any damage.

2. Use Vinegar While Pressure Washing

A good wash with a pressure washer is ideal to remove the dirt and build-up of the winter weather off your home’s exterior. Adding some vinegar to the mix will give your siding an incomparable sparkle and newness.

3. Remove and Clean Your Windows

Before the warmer weather takes hold and pollen starts falling, wipe down your windows and clean any debris near them. This helps prevent allergen exposure inside your home. Additionally, you can use this chance to inspect your windows for any damages.

Secure Your Home with an Insurance Policy from us

When you need a quote on home insurance in Greenwood, IN, or the surrounding areas, remember to contact us at American Business Insurance. We are always willing to assist you!