A
Better Value in Auto Insurance
When you buy auto
insurance, you're not just protecting your vehicle
- you're protecting your way of life. American
Business Insurance is committed to giving you
the best protection available. With our experience,
we know what it takes to meet your coverage needs,
and exceed your expectations when it comes to
value. That's why we offer comprehensive coverage
that includes optional built-in extras.
And that's not
all! If you should hit a bump in the road, our
24/7 claim reporting - via toll-free phone or
Internet - will quickly get you on your way again.
Optional
Accessories - Ask your rep for
these accessories
New Vehicle
Replacement - Will replace your vehicle
- without deducting depreciation - if the vehicle
is totaled within the first 12 months of ownership
or 15,000 miles of driving, whichever comes first.
Reduced
Deductible - Some of our companies will
reduce your deductible by $100 if you use their
autorized body shop
Waiver
of Deductible - Some of our companies
will waive your deductible if you are involved
in a not-at-fault accident that involves a collision
loss. In other words, as long as you carry collision
coverage on the vehicle, and the other party is
clearly at fault and has been identified, the
company will pay the full cost of covered damages,
including your deductible.
Supplemental
Death Benefit - You'll recieve a supplemental
death benefit of $10,000 if you or a familiy member
die in an accident involving your insured vehicle.
The only additional requirement is that all occupants
were wearing their seatbelts.
Disappearing
Deductible - To reward good drivers some
companies offer customers a $150 reduction in
the collision deductible after you are with them
for three years. You continue to recieve $50 off
every additional year you and all listed drivers
keep a clean driving record.
Roadside
Assistance - Another valuable feature
is roadside assistance programs. Whether your
car breaks down in your driveway or hundreds of
miles from home, you'll feel better knowing help
is only a toll-free call away. When you call the
1-800 number, we'll immediately send a qualified
professional to tow your car or even unlock it
if you've locked yourself out.
Lifetime
Repair Guarantee - If you choose to have
your repair work done by a service facility that
has been pre-screened and approved by your insurance
company, they will guarantee workmanship for as
long as you own the vehicle. Because these facilities
have already met quality standards, you're assured
of expert, reliable workmanship. However, if your
not satisfied with their repair work - for any
reason, and for as long as you own the vehicle
- we'll have teh repair corrected at no additional
cost to you.
Other
American Business Insurance Pluses
Multi-Car
Discount - Automobile insurance premiums
are discounted if we insure two or more private
passenger autos that are owned by an individual
or by two or more relatives residing in the same
household.
Auto/Home
Discount - Automobile insurance premiums
are discounted if we have a homeowners policy
in effect for you.
Loss Free
Discount - If you are loss free under
your auto policy with some companies for 3 years
to 6 years, and 10% discount will be applied.
A 15% discount will be given when you are loss
free for 6 or more years.
45 Plus
Discount - Vehicles principally driven
by an insured age 45 or over with no drivers under
25 years of age are eligible for discounted auto
premiums
Low Milage
Discount - Automobile insurance premiums
are discounted if you drive less than 7,500 miles
annually and there are no male or single femal
operators under 25 years of age.
Good Student
Discount - Good students may be eligible
for discounts on auto premiums.
Click
Here for a Quote
Check
out these other valuable personal coverages that
we offer!
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